Australian Dollar to Bitcoin - AUD to BTC exchange rate ...

How To Use The Bitcoin Calculator App

How To Use The Bitcoin Calculator App

https://preview.redd.it/d23or4ml5nu51.png?width=800&format=png&auto=webp&s=e27f4858fc4f06d17875023c5a3f87717104bcae
Visit us at https://bitcoincalculator.org
Use this bitcoin calculator to find out exactly how much your bitcoin is worth in any of the supported global currencies, using accurate, up-to-date exchange rates.
Get real-time and historical trends in the BTC value for your selected currency and easily perform any of the following currency conversions:

- BTC to USD
- BTC to AUD
- BTC to BRL
- BTC to CAD
- BTC to CHF
- BTC to CLP
- BTC to CNY
- BTC to DKK
- BTC to EUR
- BTC to GBP
- BTC to HKD
- BTC to INR
- BTC to ISK
- BTC to JPY
- BTC to KRW
- BTC to NZD
- BTC to PLN
- BTC to RUB
- BTC to SEK
- BTC to THB
- BTC to TRY
- BTC to TWD

Sign up to any of our recommended bitcoin exchanges to start buying and selling BTC today.
Features:
- Backed by real-time price data and interactive charts
- Total circulating BTC
- Market capitalization
- Daily trade volume
- Easy access to your favorite exchanges
submitted by seoexpertdipum0 to u/seoexpertdipum0 [link] [comments]

Banca internacional #03 UK LT BG MT DE – Intro EU y Fintech

Este contenido fue publicado originalmente el 06/08/2019 - Aca
Posts anteriores de la serie

Background e intro
La Union Europea y en cuestión el Area Economica Europea o single market es un colectivo de veintiocho estados, cuales en su mayoría abolieron todo tipo de controles migratorios internos. También llamado Area Schengen, aunque esta, no incluye los veintiocho miembros sino, veintiséis.

De la misma manera, el “single market” o Eurosystem, mercado común europeo y su moneda de facto el Euro, ISO 4217 : EUR no se usa en todos los miembros del área política. Sin embargo todos los miembros de la Union Europea y varias de las jurisdicciones que no usan el Euro como su moneda de intercambio oficial (Romania, Polonia, Suiza, Dependencias de la corona, etc.) son parte del área SEPA compuesta por 36 miembros.

SEPA, Single Euro Payment Area es un protocolo de créditos y débitos bancarios entre personas físicas o legales de rápida ejecución operando 100% bajo el estándar IBAN. Es moderno comparado con otros sistemas similares como el ACH o wires locales americanos, ciertamente anticuados y de un costo mucho mas alto de operar.

Por regulación del ECB (European Central Bank) los pagos SEPA ya sean créditos o débitos deben ser gratuitos y se considera ilegal cobrar por una transferencia SEPA.

Esto dicho, varias instituciones cobran un “fee” por la ejecución de transferencias SEPA bajo alguna descripción a modo de eufemismo.

Si bien SEPA es considerado relativamente moderno, SEPA ICT (Instant Credit Transfer) ya se encuentra desarrollado y en proceso de implementación. Bajo el nuevo standard, las transferencias SEPA son ejecutadas en tiempo real con el fin de incentivar la implementación y adopción de las tecnologías fintech desarrolladas por privados bajo el tutelaje del ECB.

Desde hace aproximadamente diez años, el ECB comenzó a liberalizar el mercado bancario a modo de desconcentrar el monopolio de la banca europea. De esta manera dieron comienzo a las entidades EMI (Electronic Money Institutions). Entidades quasi bancarias, las cuales pueden ofrecer IBANs personales de manera instantánea y emitir tarjetas de pago (en general no debito sino prepagas directamente ligadas a una cuenta personal).

Regulación

La flexibilización de la banca europea via fintech tiene sus rarezas, la mayoría de las nuevos “bank challengers” usaron frases del tipo “we are not a bank, we are better tan a bank” y similares. Muy cool a los ojos de un millenial rebelde sin embargo el wording es exacto. Una entidad EMI no es un banco, no está siquiera remotamente cerca de serlo. Estas entidades no operan con efectivo, ni en general ofrecen créditos, o inversiones o tasas de interés (mas allá de que la tasa de interés del ECB se encuentra en el área negativa hace años) porque la verdad es que una entidad EMI no está a autorizada a tomar depósitos en Euros.

Cuando decimos “Electronic Money Institution” en realidad debería leerse más como “token”, la gente que usa crypto entenderá de manera más fácil. Al momento del depósito, la entidad mueve nuestros Euros a una cuenta a su nombre en una entidad bancaria real en general en la jurisdicción en la cual está registrada y licenciada aunque esto no es necesario. Los depósitos, a diferencia de un banco, no se pueden ofrecer a modo de prestamos ni se pueden invertir y se deben mantener segregados. Como una especie de cuenta escrow. En el mismo momento, de manera instantánea intercambia 1 for 1 cada euro por un token dentro de su plataforma al que le podemos poner el símbolo y nombre de euro pero al mismo tiempo no lo es. Al momento de efectuar un pago fuera de la plataforma el ejecutor intercambia nuevamente nuestro token por 1 euro cash que se encuentra depositado en la cuenta escrow y lo envía via SEPA o SEPA card hacia un comercio o una persona física/juridica a modo de pago.

Esta pequeña diferencia hace que el statement “we are not a bank” tenga un significado mucho más verosímil en lo legal de lo aparentemente anunciado. Y por esta razón, suelen lidiar con clientes de mayor riesgo que un banco tradicional. A manera de un sandbox monetario.

El problema principal, más allá de la oferta de banca básica y el peligro de que la entidad desaparezca de la noche a la mañana sin dejar rastro. Los depósitos en las EMIs no están cubiertos por el seguiro de depósitos de ninguna jurisdicción ni por el ECB.

En un comienzo, hace unos años uno podía abrir una cuenta en algún país del báltico, recibir una tarjeta MasterCard en Euros y empezar a recibir pagos de manera instantánea luego de un onboarding básico de 5 minutos vía una App. Algunos proveedores inclusive ofrecen una dirección de Bitcoin a la cual, si uno envía BTC, es convertido automáticamente a depósitos en EUR a la cotización del momento del clearing de la transaccion. Suena too good to be true no?

Bueno MasterCard y Visa también pensaron eso. En el 2018 cancelaron todas las tarjetas de los EMIs en Europa y renegociaron las licencias de emisión. Muchos proveedores de servicios financieros nunca emitieron tarjetas nuevamente y se dedicaron solo a cuentas virtuales. Los proveedores que sobrevivieron y encontraron su nicho se vieron en una situación grow or die.

Pero como se puede crecer sin poder ofrecer más servicios bancarios, crypto estaba sufiendo un slump terrible… Ah si, licencias bancarias.

Y así llegamos al presente, donde “we are not a bank” es una falacia y si, ya somos un banco. Tenemos una licencia, aseguramos tus depósitos y podemos ofrecer más servicios bancarios. El passporting de servicios está en toda su gloria, a costo de muchos de nuestros beneficios. La consecuencia principal? Todos los usuarios de riesgo, eliminados. Non-residents? Fuera, Gambling? Fuera, Crypto trading? Fuera…

KYC más estricto(si se lo puede llamar asi), mayor escrutinio de transacciones, CRS, suspensiones de cuentas y otros detalles están a la orden del día.

En la situación actual, siguen existiendo EMIs que hacen menos preguntas al costo de algunos Euros por mes. Donde podemos enviar y recibir fondos de un crypto Exchange o de TransferWise (a contrariedad de BruBank*… EJEM…*) y operar pagos de manera normal. No es un arreglo definitivo pero es de bajo costo y puede servir de “buffer” entre negocios que pueden atraer cierto escrutinio a nuestras cuentas en banco tradicionales.

Obviamente esto es un arma de doble filo y afecta a todos los miembros de la cadena de la misma forma. En mi caso, tuve que hacer un “White listing” luego de un intercambio de emails con soporte, de cuentas en Lithuania en las Crypto Exchanges que uso porque no querían procesar mis depósitos y ponían todas mis transacciones on hold de manera indefinida. La explicación? “Too much fraud from those suppliers”.

Esto dicho, para las instituciones que no son crypto friendly, esto puede ser la salvación. Un depósito de otra cuenta a tu nombre es mejor que un depósito a nombre de Kraken Payward o Bitstamp Limited.

Las licencias bancarias son un gran desarrollo para el mundo fintech europeo, lamentablemente tiene un gran costo a nivel usuario. Hay muchos menos proveedores que ofrezcan servicio a no residentes.

Los riesgos de los EMIs son reales, muchos han desaparecido sin dejar rastro, otros como WorldCore se vieron enrollados en lavado de dinero Ruso y cancelación masiva de sus tarjetas por parte de Visa y MasterCard Europe a punto tal que se vieron obligados a cerrar. WorldCore sigue en venta hoy día. SataBank un banco digital basado en Malta de capitales Bulgaros entro en administración para nunca más reaparecer.

Otros tuvieron que reinventarse o separarse. PayMix se disolvió en dos compañías una para personas físicas y otra para personas legales. Ejemplos de este tipo existen por montones.

Instituciones de interés

Globitex – UK/Lithuania
https://globitex.com/euro-wallet
Licencia: Crypto UK/Wallet EMI Lithuania
Cuentas: Personal/Business
Tarjeta: No.
No residentes: Si.
Detalle: Globitex es un crypto broker el cual simplifica el intercambio de crypto por fiat via el uso de un servicio de wallet (EMI) el cual posee un IBAN personalal y unico a nombre del UBO de la cuenta.
El servicio tiene algunos costos sin embargo es una buena alternativa para ejecutar pagos via SEPA.
En este momento 14 dias de trading sin costo, imagino que las operaciones de la cuenta si tienen costo, sin embargo desde que empezaron a ofrecer el servicio, los cargos por operar se han reducido substancialmente.

MisterTango – Lithuania
https://www.mistertango.com/en/
Licencia: EMI
Cuentas: Personal/Business
Tarjeta: Temporalmente suspendidas.
No residentes: Si.
Detalle: Las cuentas funcionan, la mía personalmente desde hace más de 2 años. Existe integración a su propia exchange de crypto. Ofrecen servicios para traders de crypto y dirección de BTC con deposito a EUR instantáneo.
Hay que tener en cuenta que la oferta de servicios en el pasado era muy superior. Incluía dirección de BTC, transferencias SWIFT, transferencias SEPA, tarjeta MasterCard Euro, acceso al Exchange, top up de la cuenta via tarjetas de debito/crédito y opción de una API para facturar.
Hoy día está dividido en diferentes segmentos y el pricing varía según el paquete elegido, nacionalidad y residencia.

LeoPay – Bulgaria
https://leopay.eu/
Licencia: EMI
Cuentas: Personal/Business con preferencia a Estonian e-residents.
Tarjeta: Si, debito Visa, con condición de dos tarjetas por cuenta o una tarjeta por currency.
No residentes: Si.
Detalle: Originalmente llamado LeuPay registrado en Malta de capitales Bulgaros. Usaban de backend SataBank, así que si leyeron lo anterior entenderán el cambio de nombre de la entidad.
Cuentas multicurrency en EUR, USD, GBP, CHF, RON, HRK, JPY, BGN, PLN, CZK.

Paysera – Lituania
https://www.paysera.lt/v2/lt-LT/index
Licencia: EMI
Cuentas: Personal/Business. Es posible obtener más de una cuenta por cliente.
Tarjeta: Si, debito Visa.
No residentes: Si.

PayMix Pro – Malta
https://www.paymix.pro/
Licencia: Institución financiera Maltesa
Cuentas: Business
Tarjeta: Debito
No residentes: Si.

Prospero – Malta
https://www.yourprospero.com/
Licencia: Institución financiera Maltesa
Cuentas: Personal
Tarjeta: Debito
No residentes: Si.

Deutsche Handelsbank – Alemania
https://www.handelsbank.com/en/bc/home-business-customers.html
Licencia: Bancaria propia.
Cuentas: Business. Es posible obtener más de una cuenta por cliente.
Tarjeta: No.
No residentes: Si.
Detalle: Es un pequeño banco alemán que se especializan en cuentas únicamente para personas legales con licencia y backend bancario propio.

N26 – Alemania
Licencia: Bancaria propia.
Cuentas: Personal/Business
Tarjetas: Debito/Crédito
No residentes: No*.
Detalle: No aceptan no-residentes en el Area economía europea, sin embargo si aceptan pasaporte Argentino y cualquier numero de móvil. El requerimiento es una dirección de correo en el Área Económica para recibir la tarjeta. (Chripre no es una opción para la dirección).

Revolut – Lithuania/UK
https://www.revolut.com/
Licencia: Bancaria propia (UK)
Cuentas: Personal/Business.
Tarjeta: Si, variedad dependiendo del tier.
No residentes: No*
Detalle: Revolut evoluciono desde una licencia de EMI a una entidad con licencia bancaria. Siempre en las noticias por las razones equivocadas, han quedado atrás los días en los que la banca Lituana los decepcionaba. Lamentablemente los reportes de cuentas congeladas persisten y rehabilitarlas puede tardarse meses.
Revoluto ofrece tarjetas con conversión de divisas usando el mid-market rate y sin FX conversion fee. Ofrecen crypto trade (CFDs) y muy recientemente una plataforma de inversiones. Si han leído mi post titulado Banca internacional #02 – United Kingdom, where it all began y repararon en el detalle de que la licencia bancaria es de Reino Unido, si, están en lo correcto. Esta entidad no puede técnicamente aceptar no-residentes si tiene una licencia bancaria ringfenced. Sin embargo, tal como es el caso con varias de alternativas, una dirección de correo dentro de Reino Unido o Europa suele bastarle a los clientes para hacerse de una cuenta.
UPDATE: Recientemente Revolut agrego un setting muy interesante, la cual permite, una vez registrados como clientes cambiar la residencia fiscal. No hay muchos datos con respecto a qué efectos tiene sobre la cuenta más allá de una suspensión quasi instantánea. Sin embargo! Según la jurisdicción de residencia fiscal seleccionada, también nos puede dar como opción “Email us to [[email protected]](mailto:[email protected]) and let’s see what we can do.”

TransferWise
https://transferwise.com/
Licencia: Money transfer (UK), EMI (Lithiania)
Cuentas: Personal/Business y Borderless, 4 currencies GBP, EUR, NZD, AUD y condicionalmente USD.
Tarjeta: Si, MasterCard para residentes del Area Economica Europea.
No residentes: Si.
Detalle: Conocido por casi todos hoy día, la aplicación de cabecera para remittances elegida por todos los millenials. No es la mejor sin embargo es la que tiene mejor publicidad y estrategia.
Se sabe que hay clientes quienes han usado datos postales europeos para registrarse y han logrado recibir la tarjeta en condición de no residentes.

Disponibles fuera de sus países de registro en breve

Insha – Alemania con backing de Al Baraka (Turquía)
https://www.getinsha.com/
Detalle: Primer banca islámica digital en Europa. Que esto no los detenga en ver el servicio que ofrecen. Dado los servicios que ofrecen (y la carencia de interés computado en depósitos) es una plataforma idea para banca Islámica.

ToMoRRoW - Alemania
https://www.tomorrow.one/en-de/
Detalle: Banca alemana sustentable.

Kontist – Alemania
https://kontist.com/
Detalle: Banca digital para pequeños negocios o freelancers con implementación de contabilidad y taxación.

Tarjetas

Algunos EMIs solo ofrecen tarjetas. En general son productos sub-prime y consecuentemente los fees son usureros. No voy a entrar en detalle sobre el ofrecimiento de servicios de estos proveedores, pero les dejo algunos por una cuestión de mera curiosidad y cobertura de alternativas.


Nota final
Existen muchos servicios más de tipo pseudo bancario en Europa. Podría publicar un post infinito con 500 URLs y links a cada uno de ellos. Muchos con respaldo de Bancos centenarios y prácticamente todos con requerimiento de residencia en la Unión Europea. Si desean mas información, puedo hacer un post apartado. Pero más allá del landing page, no van a poder utilizar ningún servicio.
Es más fácil abrir una cuenta en un banco normal para no residentes en Europa de manera personal que intentar circunventar la legislación y regulación pertinente a los bancos o EMIs digitales reservados para Europeos.

Donations.
Token Wallet address BTC 19xvUdQoZosrzYKNaTCK834zRkg5Bogop BCH qqqmyqjspnq0fazk9wvv0elc8vxdp2rkvgfqs3s87x LTC LKNvBgwEtE3w7oEUYiSVb96qCe7xFDBvp8 ETH/DAI 0x1cbbcf2ca8849893ad7feac5ef5c735f6d91fa4e XMR 44AXEt8ZkmjgGuUrPaoNTzBGhp92L3HozSYxAip7dz8qL6A3neJBriLRSjC8Qnam4tEhfw2yXzcXsbZ2dJiWHDC7Ji8nBvx 
submitted by diyexageh to LATAM_PersonalFinance [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10)
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25)
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€) + 10 from me
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC) +5 from me
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) + 5 from me
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) + 20 from me
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€) +10 from me
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.) + 5 from me
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£) +1 from me
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) + 5 from me
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£) + 5 from me
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to clicksforbeermoney [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10) + 5 from me
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25) + 10 from me
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€) + 10 from me
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC) +5 from me
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) + 5 from me
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) + 20 from me
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€) +10 from me
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.) + 5 from me
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£) +1 from me
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) + 5 from me
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£) + 5 from me
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to referralcodes [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10) + 5 from me
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25) + 10 from me
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€) + 10 from me
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC) +5 from me
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) + 5 from me
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) + 20 from me
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€) +10 from me
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.) + 5 from me
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£) +1 from me
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) + 5 from me
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£) + 5 from me
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to referralcodes [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10)
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25)
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€)
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC)
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) **
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) \
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€)
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.)
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
**VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£)
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.)
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£)
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to referralcodes [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10)
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25)
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€) + 10 from me
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC) +5 from me
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) + 5 from me
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) + 20 from me
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€) +10 from me
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.) + 5 from me
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£) +1 from me
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) + 5 from me
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£) + 5 from me
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to PromoCodeShare [link] [comments]

SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - LUNO(25) - BITPANDA(10)

BE CAREFUL PLEASE - I WILL PERSONALLY PROVIDE YOU WITH MY UNIQUE LINKS AND PROMO CODES TO INSURE (PROTECT) OUR REWARDS.
BANKS - BANKING SERVICES AND CRYPTOCURRENCIES – FREE MONEY - FREE CRYPTO -SKRILL(15€/10£) - VERSE €\£5 - CURVE(5£) - WORLDREMIT(25 euros, 30CAD, 35 AUD e.t.c.) - XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) - TRANSFERGO(10£/12€) - TRANSFEWISE(5€) - CURRENCY FAIR(30€) - XAPO($10 IN BTC) - Celsius Network (UP TO $ 220 in BTC) - CRYPTO.COM ($50 in MCO) - IBANWALLET($25/25€)
Bitpanda (10)
Bitpanda (One of the mots known Crypto Currency Services)
  1. PM Me for Referral Link (in order to protect both our rewards)
  2. Verify your identity
  3. Deposit at least €25 on your account via bank transfer
  4. Buy €25 in cryptocurrency (for example Bitcoin (BTC), Ethereum (ETH) or (USDC) for a more stable crypto)
  5. The €10 bonus will be added to your account
  6. Complete the beginner quiz on https://www.bitpanda.com/academy/en/ to get €5 in BEST coins
  7. Sell all the cryptocurrency
  8. Transfer the money back to your bank :)
Luno(25)
Luno is a service to buy and sell cryptocurrencies. For new users: when buying €250 in BTC you get €15 free in BTC!
Steps:
Sign up through my link (send me a private message for my link and my code)
Verify your ID (it should take a around 30mins-1hour)
Fill in my code on the 'Rewards' page. If you get "This type of promotion code can only be applied once per person" then the code was already accepted during sign-up :)
Buy €250 in Bitcoin. You can deposit through Visa, which is instant and has no fee (no MasterCard, since the fees eat up your bonus), bank transfer (using Revolut it should only take a couple of hours) or iDeal.
After buying 250€ in Bitcoins the €15 in BTC will be credited to your account within a few minutes.
Sell the Bitcoins and transfer the full amount back to your bank account. It is possible that you end up with a bit less than €265 because of fees, but this shouldn't be more than a few euros. In my case I ended up with €262.27 due to fees and BTC fluctuation.
PM me for your bonus and enjoy!
Iban Wallet ($25/25€) + 10 from me
Step 1 : SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
Step 2 : Complete the sign up form and verify your ID. You only need a photo of it, no annoying calls to make. When it asks for a referral code, you should use mine.
Deposit €1,000/$1,000 or more. You can use a credit card or bank transfer.
Step 3 : You will immediately receive the bonus €25/$25. All €1,025/$1,025 can be immediately withdrawn.
Full terms and conditions : https://www.ibanwallet.com/terms
Xapo ($10 in BTC) +5 from me
Xapo is a nice platform for investing in cryptocurrency. They have also offer a good referral bonus of $10 paid in BTC just for depositing $100 (±£80, ±108 ) to your Xapo account.
Here's how to get it:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK AND OPEN MY LINK ON YOUR PHONE (must be done on your phone so it tracks properly) and download the app.
  2. Finish your registration by providing your phone number, e-mail address and verify your identity. You will need a picture of your Passport/ID/Driver's license and a picture/PDF of any bill with your address.
  3. Deposit €100 by a regular SEPA transfer. It's free to do it. You can also use your card for an instant deposit but it will charge you extra 2% for it.
  4. Your bonus of $10 in BTC will be credited immediately after your transfer reaches your Xapo account. There is no need to invest your money or do anything else with it.
You can exchange your BTC to EUR and transfer it back to your bank account.
T&C : https://static.xapo.com/terms/index.html
Celsius Network (UP TO $60 in BTC) + 5 from me
Celsius Network is a cryptocurrency investment app where you can get 8-12% yearly return on your coins. You don't need to do anything with them - just keep them in your Celsius' wallet.
They have a great referral program, which gives you $10 for signing up with my link, depositing and keeping $200 worth of coins for 30 days. You will also get some percentage of interest paid from Celsius for your investment.
They also have a lot of promotional codes which you can use to get up to $60 worth of bonuses paid in BTC.
Here are all the steps for you to get your FREE $60:
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK and use it when signing up on the app.
  2. Verify your identity with a picture of your Passport/ID/Driver's license. It usually takes no more than 30 minutes.
3. In Celsius app go to 'Enter a promo code' and enter these codes (depending on the amount you're willing to deposit):
· SPRING - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· POV- $10 bonus paid in BTC when you deposit $200 and hold it for 3 days
· PAKMAN - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· SAGA - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
· MINEABLE - $10 bonus paid in BTC when you deposit $100 and hold it for 30 days
4-Deposit crypto coins to your Celsius wallet. Make sure you entered the codes BEFORE your deposit. If you're not willing to risk with holding usual crypto coins (BTC/ETH/XRP/LTC etc.), which can gain or lose value, you can simply deposit one of the stablecoins (USDΤ/GUSD/TUSD/TGBP etc.), which will keep it's value. Buy your stablecoins on another cryptocurrency exchange platform. You can buy your USDΤ on CRYPTO.COM. (Referral code for crypto.com – SEND ME A MESSAGE) Make sure you deposit your coins in one transaction (equivalent to $100 or $200).
5-Hold your coins for these required days. Afterwards just transfer your coins, together with your bonuses back to wherever you want it and cash them out.
T&C: https://celsius.network/terms-of-use/
CRYPTO.COM ($50 in MCO) + 20 from me
Crypto.com is a well-known cryptocurrency exchange, and is paying 50$ to stake your crypto on their platform for 6 month. Im paying you 25$ of my reward to make the deal even better! So to get the bonus you have to buy and stake 50 MCO on crypto.com you will lock the 50 MCO for 6 months, but the reward will be withdrawable as soon as you stake the 50 MCO - so you can withdraw your bonus instantly.
Guide:
1. Sign up via my link - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
2. Verify your account via KYC - just follow the instructions ID will be necessary!
3. Go to “Card” in the app and make the buy and staking of MCO, you will now have unlocked your reward, make the last few steps to order the ruby steel card - this will get you, free spotify, 2% cashbacks and a lot more!
4. Sell and withdraw you reward or let the reward stay in your wallet as an investment - that’s totally up to you!
5. Write me a message so I can give you the extra 25$ to make this a great deal!
T&C: https://blog.crypto.com/update-crypto-coms-bg50-both-get-50-referral-program/
CurrencyFair (30€) +10 from me
CurrencyFair is a service to send money internationally (just like Skrill, WorldRemit, Xoom etc.). They have now increased the referral bonus to €50 for new users when making a transfer of at least €2000 (or equivalent in another currency, ~ £1765). SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. It is super easy to be obtained. I have proofs of my rewards! You must send 2000 Euros and after that you are credited 50 Euros in your CurrencyFair Account (3 Euros fee to transfer to your personal bank). The steps for the registration are very easy. Follow my link, chose to send approximate 2030 or 2040 due to the gap that CurrecyFair holds between exchange rates, verify your account (need to attach two proofs of identity and one proof of your address or one proof of your identity and two proofs of your address) and make the transfer through your Revolut or Monese account. For example, send money from Revolut EU account to Revolut GB account. Finally, your net profil will be about 20 euros.
T&C:https://www.currencyfair.com/express-deposits-terms-conditions/
Skrill (£10/€15 e.t.c.) + 5 from me
Skrill is a money transfer service, where you also get £10 referral discount for your first transfer. Skrill doesn't require any ID verification.
Here are the steps to get your FREE £10:
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  1. Choose the country where your other account is and enter £100.
  2. Complete all the details about your EUR account on the next page.
  3. Make sure you have written my code before submitting the transfer so you will only have to pay £90 and will receive £100 to your account.
  4. Finish the transfer by paying with your card. Easy as that.
It never took more than 24 hours for the money to reach my account.
If you're an existing member on Skrill but have never used Skrill Money Transfer you can still enter my code for your first transfer and get the discount. Please note - it might not work for really old Skrill accounts but it's still worth trying.
Here are the different options for countries outside of UK:
EUR countries = minimum transfer of 150€ to get 15€ off transaction
Canada = minimum transfer of 200$ to get 25$ off transaction.
Australia = minimum transfer of 100$ to get 40$ off transaction
South Africa = minimum transfer of 1500 ZAR to get 250 ZAR off transaction
T&C:https://www.skrill.com/en/footeterms-conditions/skrillaccounttermsofuse/
VERSE - €\£1 From Verse (UK or EU)
Verse is a money transfer service that has a generous reward for signing up. Steps are simple.
How to get the reward? From Verse (UK or EU) Verse is a money transfer service that has a generous reward for signing up. Steps are simple. How to get the reward?
[ HOW TO CLAIM MONEY ]
STEP 1 - SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK. DO NOT DOWNLOAD THE APP AND REGISTER AS IT IS FOR NEW USERS ONLY
STEP2 - Register using my link and load £20/€20 by linking your bank
STEP3 - Send the money to a friend or relative, or if you need assistance you can send to me and I’ll send it right back.
STEP4 - After both requirements are completed you can IMMEDIATELY claim your reward and withdrawal the money to your bank account.
If there are any inquiries, feel free to message me.
T&C:https://verse.me/en/terms
CURVE (5£) +1 from me
Curve is a great app where you can add all your debit and credit cards and spend from any of them just by choosing it with a tap of your finger.
Here's how to get your FREE £5:
  1. Download the Curve app on your phone. You can use this link ***SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK***
  2. Make sure to enter my code when signing up to get FREE £5 after your first transaction.
  3. Add one of your debit or credit cards in the app.
  4. Wait for your Curve MasterCard to arrive by post (it's completely free) and make your first payment. I added my Revolut card and topped up my Revolut account with Curve card in order to activate the bonus, so no actual spending needed. You can also add your Curve card to PayPal and verify it. It will count as a transaction and will activate the bonus.
  5. You will be awarded FREE £5, which you can spend anywhere with your Curve card.
T&C:https://www.curve.com/en/terms
WORLDREMIT (Voucher code 25 euros, 30CAD, 35 AUD e.t.c.) + 5 from me
SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
I send money online with WorldRemit. I think you should too. If you join and send 125.00 EUR we'll each get a 25.00 EUR voucher. Also, use the code 3FREE. The first free transactions are fee-free.
IF YOU YOU ARE NOT RESIDENT OF COUNTRY (ex. Belgium) WHERE YOU SEND MONEY TO AND DO NOT HAVE PHONE NUMBER (Belgium), BUT HAVE BELGIUM ACCOUNT, JUST FILL IN THE FIELDS WITH YOUR REAL INFORMATION. IT IS PASSED.
Warming : What is the minimum send amount to qualify for Refer a Friend? (IN this link you can find Sending from / Minimum send amount / Voucher amount)
T&C:https://www.worldremit.com/en/about-us/recipient-terms-conditions
XENDPAY (10$/€\£, or equivalent in sending currency - unlimited) + 4 from me
It a trusted and really fast money transfer service, which offers **£10 referral reward (**£10/€10/$10 or equivalent in sending currency) (so called first transfer discount) if you haven’t tried their service yet.
Here are the steps to get your **FREE (**£10/€10/$10):
  1. SEND ME A PERSONAL MESSAGE OR BID ME AS A COMMENT TO SEND YOU MY UNIQUE LINK
  2. Verify your identity with a picture of your Passport/ID/Driver’s license and your address with a picture of an utility bill. It took me around 4 hours to get verified, which is not too long. It was even faster for others I know.
  3. Make your first transfer of £100 or more)(minimum sending amount is £100/€100/$100, or equivalent in sending currency) . Click ‘Send Money’ on the Dashboard. On the next page choose that you’re sending money from UK to the country where your EUR account is and write 0 next to ‘Transfer Fee’, so it becomes free. You will see £10 discount applied, which means that you will have to pay £90 for this transfer and will receive equivalent to £100 in Euros.
  4. Enter your own personal details and your EUR account details.
  5. Pay with your card or bank transfer.
Your money should reach your account within 1 business day.
T&C:https://xendpay.com/xendpay-terms-and-conditions/
TRANSFERGO (10£) + 5 from me
Get £10 bonus using my referral code: Enter my code when signing up to get your £10 bonus. Once you’ve transferred over £50 or equivalent, you’ll receive your £10 cashback. I love using TransferGo to send money abroad! Try it for FREE yourself! After the identity verification you will receive a code for fee-free transfer. The procedure takes about 30 minutes to be completed.
We recommend reading our terms in full.
T&C: https://www.transfergo.com/en/terms-and-conditions
TRANSFERWISE (PROVIDE YOU WITH 5IF YOU DO A TRANSFER OVER 250)
TransferWise provides you with a first transfer of up to 500 GBP fee-free. And, as always — you’ll get the real exchange rate whenever you send money abroad. Instant transfer. In my case, I used my Revolut card (physical or virtual) and sent money (250€) from my EU Revolut account to GBP Revolut account. The money transfer was completed after 10 second and exchanged Pounds into Euro without losing anything. SEND ME A PERSONAL MESSAGE OR BID ME A S A COMMENT TO SEND YOU MY UNIQUE LINK.
T&C: https://transferwise.com/terms-and-conditions
submitted by AchilleasOikonomou to free_referrals [link] [comments]

Ripple Subreddit Rules, Helpful Links & Answers to Common Questions - READ BEFORE POSTING

You must read our rules before participating in Ripple
Helpful links and answers to common questions will be updated frequently so check back often
 
 
Ripple Subreddit Rules
https://www.reddit.com/Ripple/wiki/rules
 
Helpful Links
Ripple Insights - Top 9 Frequently Asked Questions About Ripple and XRP (Jan 18, 2018)
Ripple’s Ultimate Strategy; why XRP will increase in value
Removing inefficiency of international payments with XRP
Reasons to expect XRP to be the most popular bridge asset
"XRP is competitive now in the USD/MXN corridor"
Ripple's Decentralization Strategy Update
XRP Market Performance
List of Ripple Partnerships and RippleNet Implementations
 
People to Follow
Ripple on Twitter
Brad Garlinghouse, Chief Executive Officer at Ripple
Yoshitaka Kitao, executive chairman, CEO and president of SBI Holdings, Inc.
David Schwartz, Chief Cryptographer at Ripple | aka u/sjoelkatz
Stefan Thomas, Former CTO at Ripple, Co-creator of Interledger. Founder at Coil
Patrick Griffin, Senior Vice President of Business Development at Ripple
Miguel Vias, Head of XRP Markets at Ripple
Warren Paul Anderson, Product Manager, xRapid/XRP at Ripple
 
Hodor's XRP Blog
TplusZero - research & analysis on #XRP
 
Most Discussed Topics and Answers
● The Case Against BankCoin - Banks need an independent digital asset to enable truly efficient settlement
● Ripple Technology → Fast Payments → XRP → Fast Settlement
● Solving the chicken and egg problem - FI's bridging payments with XRP & companies saving money by holding XRP
● Banks hold XRP under a contractual agreement | Build liquidity to bridge payments to raise the demand for XRP
● How the global adoption of xRapid (XRP liquidity tool) would affect the value of XRP
● Besides instant cross-border payment settlement, XRP can capture other use cases, value that doesn't yet exist
● XRP Ledger has numerous technological advantages over blockchain systems that use proof of work
● Ripple is committed to making the XRP Ledger as decentralized as they possibly can
● Quantum-resistant signature schemes - Adding a new scheme is easy and fast
 
XRP Wallets
You need 20 XRP to activate a XRP wallet. Fees can be changed by the validators through the voting process.
The reserve requirement protects the XRP Ledger from spam or malicious usage.
 
When you are sending XRP to an exchange, destination tag is very important.
Destination tag is not needed when you transfer XRP to your own wallet address.
 
● XUMM by XRPL Labs | Developers
XUMM is a free app (iOS and Android) that makes sending, receiving and interacting with the XRP ledger easy & secure.
 
● Ledger Nano S | Tutorial | FAQ | Buy Online | Ripple Recovery Tool
Cryptocurrency Hardware Wallet
When you get your Ledger wallet, you must reset it and get a new set of 24 words seed before using it.
 
● The World Exchange | How to Create a Cold Wallet for Ripple
A free user-friendly and purely client-side wallet
 
● GateHub | Support | Network Statistics
GateHub XRP Web Wallet
 
Tools
Check XRP wallet balance - Bithomp | Graph | Transactions
Print raw information about an account, a transaction or a ledger - RPC Tool
 
Exchanges
The best way to support XRP is to buy/sell XRP directly with your local currency, not with USDT, ETH, LTC, or BTC.
Available XRP pairs - AUD, BRL, CAD, CNY, EUR, GBP, IDR, INR, JPY, KRW, MXN, PHP, RUB, THB, TRY, UAH, USD, ZAR.
You can find the complete list of XRP exchanges and supported XRP/fiat pairs Here.
 
USD - US Dollar
Kraken | Bitstamp | Bitfinex | CEX.IO | Gatehub |
Exrates | Exmo | Mr. Exchange | Bitsane | Sistemkoin | BitBay | Quoine
 
EUR - Euro
Kraken | Bitstamp | Gatehub | CEX.IO | LiteBit.eu | Anycoin Direct
The Rock Trading | Bitsane | BitBay | BitFlip | Bitlish | Quoine
 
KRW - South Korean Won
Bithumb | Upbit | Coinone | Korbit | GOPAX | Coinrail
 
JPY - Japanese Yen
Kraken | Bitbank | Quoine | Mr. Exchange
 
CNY - Chinese Yuan
RippleFox | Ripple China | Fatbtc
 
TRY - Turkish Lira
Vebitcoin | BTCTurk | Koineks | Sistemkoin | Ovis
 
INR - Indian Rupee
Zebpay | Koinex | Unocoin | Bitbns | BuyBitcoin | BuyUcoin
 
AUD - Australian Dollar
BTC Markets
 
THB - Thai Baht
BX Thailand
 
MXN - Mexican Peso
Bitso
 
IDR - Indonesian Rupiah
Indodax | Quoine
 
RUB - Russian Ruble
Exmo | BitFlip
 
ZAR - South African Rend
Altcoin Trader
 
CAD - Canadian Dollar
Kraken
 
UAH - Ukrainian Hryvnia
Kuna | BTC Trade UA | BitFlip
 
GBP - British Pound
Cryptomate
 
BRL - Brazilian Real
Braziliex
 
SGD - Singapore Dollar
Quoine
 
AED - United Arab Emirates Dirham
BitOasis
 
PHP - Philippine peso
CX | Exchange
 
USDT - Tether
Poloniex | Bittrex | Huobi | OKEx | CoinBene | Upbit | HitBTC |
ZB.com | Gate.io | Sistemkoin
 
ETH - Ethereum
Binance | Bittrex | Gatehub | OKEx | OTCBTC | Upbit | HitBTC |
Bitsane | Mr. Exchange | CoinFalcon
 
LTC - Litecoin
Bitsane | Mr. Exchange
 
BTC - Bitcoin
Kraken | Bitstamp | Bitfinex | CEX.IO | Gatehub | Binance | Poloniex | Bittrex |
HitBTC | OKEx | Upbit | Huobi | BTCTurk | BTC Markets | CoinEgg | Exmo |
ZB.com | OTCBTC | Coinrail | Bits Blockchain | Triple Dice Exchange | Indodax |
Exrates | Qryptos | Gate.io | Bitsane | Bitso | Ovis | BCEX | BitBay |
Mr. Exchange | Orionx | CoinFalcon | Abucoins | BitFlip | LakeBTC | Coinbe
submitted by nvok to Ripple [link] [comments]

Bitcoin as the Ultimate Haven from Hyperinflation: A Country By Country Analysis Of Worldwide Fiat Currency Inflation

Bitcoin as the Ultimate Haven from Hyperinflation: A Country By Country Analysis Of Worldwide Fiat Currency Inflation
https://cryptoiq.co/bitcoin-as-the-ultimate-haven-from-hyperinflation-a-country-by-country-analysis-of-worldwide-fiat-currency-inflation/
Bitcoin was created during the Great Recession that started in 2008, when the governments of the world printed trillions of dollars to bail out banks and corporations. Satoshi Nakamoto intended Bitcoin to be a decentralized form of money that could not be printed by governments at will. In the the Genesis Block Satoshi included the message “The Times 03/Jan/2009 Chancellor on brink of the second bailout for banks.”
Fiat currencies continue to be the dominant form of global currency, but it seems logical that, if fiat currencies were to hyperinflate and collapse, Bitcoin would become the dominant global currency.
This is because Bitcoin can be sent instantly anywhere in the world and is cryptographically secure. It is easy enough to integrate Bitcoin into any e-commerce store or physical store, and the customers of the future will be able to send Bitcoin from their smartphones via QR codes. Therefore, if fiat currency becomes obsolete, Bitcoin could seamlessly take its place and keep the global economy running.
There has been plenty of hype that fiat currencies are collapsing, but this article will explore the current state of major fiat currencies in the world to ascertain the true situation. This is important information since the rate of fiat currency inflation by country is an important factor that will determine Bitcoin adoption rates and ultimately Bitcoin’s price.
United States’ Inflation Rate
The United States is perhaps the best place to start an analysis of global fiat inflation, since the USD is the world’s dominant fiat currency and perhaps the most stable long term. That being said, there is 2-3 percent annual inflation in the United States.
If we split the difference at a 2.5 percent annual inflation rate, it means $100,000 stored in a bank will lose a whopping $22,400 of value over the course of 10 years, corresponding to 22.4 percent inflation per 10 years. Therefore, even in the United States, saving money long term seems impractical, and this essentially forces people to risk their savings by investing in the hopes that the money earned from investing will outpace inflation.
It appears inflation will only worsen in the United States since the national debt is approaching $22 trillion, with a budget deficit of $1 trillion per year and growing. This situation will likely lead to increased money printing, which would increase the inflation rate. Therefore, saving money in USD long term does not make financial sense. Bitcoin is an alternative way to store money long term, although Bitcoin has yet to mature and can be extremely volatile from year to year.
Euro (EUR) Inflation Rate Is 37.5 percent Relative To USD During The Last 10 Years
One of the primary global currencies besides the USD is the Euro (EUR). For the rest of this global analysis, fiat currencies will be compared to the USD exchange rate to determine inflation, but it must be kept in mind that the USD itself is inflating at the rate of 2 to 3 percent per year.
When the EUR launched in 1999, the exchange rate was one USD per 0.85 EUR. By 2002 the EUR weakened to 1.16 EUR per USD. The EUR then entered a period of vigorous strengthening, and the exchange rate fell to 0.64 EUR per USD by 2008. The Great Recession caused the EUR to begin weakening versus the USD long term, and currently each USD is worth 0.88 EUR. This represents 37.5 percent inflation relative to the USD in roughly 10 years.
Back to the storing money in a bank analogy, $100,000 of EUR stored over the past 10 years would have lost the EUR inflation rate + the USD inflation rate. With this sort of inflation rate it seems dangerous to store money in EUR long term.
It gets worse. The EUR is one of the top global fiat currencies, and there are many currencies doing worse than the EUR.
United Kingdom’s Pound Has 65 Percent Inflation Relative to USD in 11 Years
The United Kingdom (UK) is one of nine European Union (EU) countries that does not use the EUR, and eventually, the UK will leave the EU via the Brexit. However, the native Great Britain Pound (GBP) has done far worse than the Euro, with the exchange rate going from 0.48 GBP per USD in 2007 to 0.79 GBP per USD currently. This is 65 percent inflation relative to the USD during the past 11 years.
Canada’s Inflation Rate Is 45.2 Percent Relative to USD During the Last 7 Years
The United States’ neighbor to the north is similar to the United States in many respects. It is a fully developed and industrialized first world country. However the native fiat currency, the Canadian Dollar (CAD), has been experiencing severe inflation since the Great Recession. In 2011 1 USD was worth 0.95 CAD, and now the exchange rate is 1.36 CAD per USD. This represents 43.2 percent inflation relative to the USD since 2011, and of course, the USD has an underlying inflation rate as well of 16.2 percent during the last 7 years.
Even in the first world country of Canada, it is becoming impossible to save cash for retirement or even for short-term goals like buying a house, forcing people to invest in the risky stock market.
Mexico’s Inflation Rate Is 97.6 Percent Relative to the USD During Past 10 Years
Since the 2008 financial crisis, the exchange rate of the Mexican Peso (MXN) has gone from 10.12 MXN per USD to 20 MXN per USD. This represents 97.6 percent inflation relative to the USD, and USD inflation means the true Mexican inflation rate is well over 100 percent per 10 years. This sort of inflation rate ensures that people have to work their entire lives and can never retire, and overall, this sort of inflation can cause the entire economy of Mexico to struggle. Bitcoin seems like an obvious alternative to holding MXN long term.
It is quite shocking that a country bordering the United States has such high inflation, yet the mainstream media never mentions it.
Russia Has 194 Percent Inflation Relative to USD Since the 2008 Great Recession
Russia is a global superpower, with a gross domestic product (GDP) of $1.58 trillion versus the United States’ $19.39 trillion GDP. Despite being a superpower, the native currency of Russia, the Russian Ruble (RUB), has gone from 23.48 RUB per USD in 2008 to 69.08 RUB per USD currently. This yields a 194 percent 10 year inflation rate relative to the USD. Clearly, the Great Recession that started in 2008 is a common point when fiat inflation accelerated in many countries around the world.
Japan’s Inflation Rate Is 46 Percent Relative to USD Over the Past 7 Years
Japan is a first-world country and has one of the most important stock markets in the world. The GDP of Japan is ranked number three in the world at nearly $5 trillion. However, its inflation rate is far higher than the United States, at least since 2011. In 2011, the exchange rate was 76 JPY per USD, but it has now risen to 111 JPY per USD, a 46 percent inflation rate relative to the USD over the past 7 years. This is actually almost exactly the same as Canada’s inflation rate.
China’s Inflation Is Only 14.4 Percent Relative to USD Since 2013, but China Tightly Controls the CNY
China is the second ranking economy in the world with a $12 trillion GDP. Its position as the number one trading partner of the United States gives it power to manipulate the exchange rate of its native currency the Chinese Yuan (CNY). The CNY actually strengthened greatly versus the USD until 2013, when China relaxed its control over the CNY exchange rate to make it more competitive in the global import and export markets. Chinese control over the CNY and therefore, control over the profitability of Chinese imports, is a primary reason for the “trade war” between China and the United States.
Since allowing the CNY to lose value relative to the USD, the exchange rate has gone from 6.04 CNY per USD in 2013 to 6.91 CNY per USD currently, a 14.4 percent inflation relative to the USD in 5 years. China is an outlier and has one of the lowest inflation rates relative to the USD.
Switzerland Has One Of The Lowest Inflation Rates At Less Than 5 percent Relative To The USD In 7 Years
Switzerland has remained independent of the European Union and does not use the EUR. Instead, it uses the Swiss Franc (CHF). The CHF actually strengthened greatly relative to the USD during the Great Recession, but the trend reversed in 2011. There was a rapid devaluation of the CHF relative to the USD from 0.76 CHF per USD to 0.94 CHF per USD during 2011. In The 7 years since then, the CHF has roughly five percent inflation relative to the USD and sits at 0.99 CHF per USD currently.
That being said, it cannot be forgotten that the USD itself is experiencing 2.5 percent inflation per year, so even countries that have low inflation rates relative to the USD have a significant inflation rate overall.
India Has Seen 79 Percent Inflation Relative to USD Since the Great Recession Began
India has the sixth highest GDP in the world at $2.6 trillion, and the second highest population at 1.34 billion. Since the Great Recession began, the Indian Rupee (INR) has gone from 39.18 per USD to 70.14 INR per USD, a 79 percent inflation relative to the USD in 11 years. Unfortunately, India is slowly making Bitcoin more illegal and could fully outlaw it, so citizens may have to break the law in the future in the event that inflation accelerates and Bitcoin becomes a preferred way to store money.
Indonesia Has 76 Percent Inflation Relative to the USD in Seven Years
Indonesia has a population of 265 million, not far behind the United States, but its GDP is 20 times less than the United States at $1 trillion. Part of the reason Indonesia’s economy is weaker may be that the native fiat currency, the Indonesian Rupiah (IDR) has gone from 8,250 per USD in 2011 to 14,550 IDR per USD currently. This is 76 percent inflation relative to the USD in 7 years, around the same rate as India. However, Indonesia has banned Bitcoin as of 2018, which would make it difficult for citizens to use Bitcoin in the event inflation spirals out of control.
Brazil Has 152 percent Inflation Relative To USD In Past Seven Years, Despite Being the Strongest Economy In South America
Brazil has the most powerful economy in South America with a $2 trillion GDP. However, South America as a whole is experiencing out of control hyperinflation, and Brazil seems to be feeling the effects. The Brazilian Real (BRL) has gone from 1.55 per USD in 2011 to 3.91 BRL per USD currently. This is 152 percent inflation relative to the USD in 7 years. There does not appear to be any inflation safe haven in South America, and this could make South America a Bitcoin adoption hotspot.
Venezuela Has Ridiculous Inflation Around One million percent Per Year; Bolivar Collapsing
The end game of fiat currency inflation, if left unchecked, is currency collapse. A classic example of currency collapse is the situation in Venezuela, where the Cafe Con Leche Index suggests 400,000 percent inflation per year, although if a shorter term average is used it is 1 million percent per year or more. It would be shocking if the native fiat currency of Venezuela, the Sovereign Bolivar (VES), is still usable one year from now. Bitcoin is legal in Venezuela, and there is plenty of news which indicates people are abandoning the VES for Bitcoin.
South Korea Has Zero Inflation Relative to the USD
South Korea is considered a powerful economy relative to most of the world, with a GDP of $1.5 trillion despite the country’s small size. The South Korean Won (SKW) has essentially zero inflation relative to the USD long term aside from an exchange rate shock during the 2008 Great Recession. That being said, inflation is still a reality in South Korea since the USD has average inflation of 2.5 percent per year.
Australia Has 53 Percent Inflation Relative to the USD in Seven Years
Australia essentially has a continent to itself, but it is not isolated from the global fiat inflation crisis. The AUD actually strengthened massively versus the USD from 2001 to 2011. However, the trend reversed, and the exchange rate has gone from 0.93 AUD per USD in 2011 to 1.42 AUD per USD currently. This is 53 percent inflation relative to the USD in seven years.
Israel Has Zero Inflation Relative To USD Long Term
Israel is in the Middle East but does not have strong connections to the economy of the rest of the Middle East and, apparently, a different monetary policy than most of the rest of the world. Israel is only comparable to the United States, South Korea, and perhaps Switzerland when it comes to fiat currency since the Israeli New Shekel (ILS) has practically zero inflation relative to the USD long term although there are shorter term oscillations. Like the other countries listed with zero USD relative inflation, inflation still exists because the USD itself is inflating.
In total, there are 180 fiat currencies in the world, and here, we’re covering just 16 of them. We could keep going, but the trend is already clear. Even in major countries with powerful economies, inflation has become a serious issue, with some major countries experiencing 50-200 percent inflation relative to the USD over the past decade, and those numbers don’t even take in the 2.5 percent per year USD inflation underlying them.
It is possible that worldwide fiat inflation will accelerate due to the growing global debt crisis. That’s especially true if an economic recession occurs since that would force a rapid increase in money printing.
So we’re in a global situation that needs to be actively monitored. Even if the status quo is maintained long term, most of the world’s population cannot realistically save money for the future because it’s going to lose value over time. This is a major shift from our parents’ generation when saving money was the smart thing to do.
The good news is Bitcoin is waiting on the sidelines. It’s ready to become the global currency if fiat currency collapses worldwide. Even if fiat does not totally collapse, perhaps once Bitcoin matures and becomes more stable, it will be a good option for saving money long term since its value is independent of fiat inflation.
submitted by turtlecane to Bitcoin [link] [comments]

Australian dollar (AUD) currency exchange rates 08.05.2019 ... AUD to EUR Forecasts for 2019 - YouTube US Dollar Exchange Rate 2019 How To Exchange Your TBC to BITCOIN 2020 - YouTube Euro Currency and Bitcoin exchange rates - YouTube

1 AUD = 0.6055 EUR. Today AUD to EUR exchange rate = 0.605461. Exchange Rates Updated: Fri, Oct/16/2020. Reverse rate: EUR to AUD. Amount. From: To: Convert. AUD:EUR Currency Converter. Currency of Australia is AU dollar. ISO Code is AUD and symbol of Australian Dollar is AU$. Today AUD to EUR exchange rate is lover on 0.00256 EUR than yesterday and price for 1 AU dollar is 0.6055 Euro . You ... The page provides the exchange rate of 1 Bitcoin (BTC) to Euro (EUR), sale and conversion rate. Moreover, we added the list of the most popular conversions for visualization and the history table with exchange rate diagram for 1 Bitcoin (BTC) to Euro (EUR) from Thursday, 22/10/2020 till Thursday, 15/10/2020. Our currency rankings show that the most popular Bitcoin exchange rate is the XBT to USD rate. There is no official ISO currency code for Bitcoins, although XBT is commonly used. The currency symbol is . More Bitcoin info > Popular Euro (EUR) Currency Pairings. 1 EUR to USD; 1 EUR to GBP; 1 EUR to CAD; 1 EUR to CHF; 1 EUR to AUD; 1 EUR to INR; 1 EUR to TND; 1 EUR to AED; XE Live Exchange Rates ... Bitcoin to Euro (BTC to EUR) Quickly and easily calculate foreign exchange rates with this free currency converter. From (Please choose) To (Please choose) Rate Date Current Date Amount (Please ... The Bitcoin exchange rate is calculated by multiplying the average BTC/USD rates across all major Bitcoin exchanges with the mid-market rates of USD into any other local currency. Due to limited availability at some local Bitcoin markets and various other factors, it can be a challenge to directly convert your local currency into Bitcoin, which ...

[index] [31697] [45929] [12841] [21453] [26321] [35461] [13836] [14402] [22949] [25913]

Australian dollar (AUD) currency exchange rates 08.05.2019 ...

Official exchange rates of the Australian currency dollar (AUD) ... AUD / EUR exchange rate, AUD / USD exchange rate, AUD / JPY exchange rate, AUD / GBP exch... Check out https://www.thecurrencyshop.com.au/guides/aud-to-eur-forecast for the full article Brexit has already, and will continue to impact the Euro. Even t... TBC EXCHANGER PROFESSIONAL SOFTWARE FOR COMPUTER USERS.. Free To Download. Download Link 1: https://drive.google.com/open?id=1lfLTQWhbOepE1sPSa3SyJhwu0Uj6JDK... Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. In this video you will find the U.S. Dollar exchange rate in 2019. 1.00 USD to the most important currencies. USD to GBP, EUR, CHF, CAD, SGD, AUD, MYR, CNY, INR, JPY 1 U.S. Dollar to British Pound ...

#